Elizabeth M. Repetti

100 N Cherry St
Winston-Salem, NC 27101
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Elizabeth M. Repetti

Elizabeth M. Repetti focuses her practice on banking and financial services, creditors' rights and bankruptcy, and real estate.

Elizabeth has practiced at Bell, Davis & Pitt since 1992. Prior to that, she worked at a small law firm in Winston-Salem, and a large, international firm in Washington, D.C.

Elizabeth’s usual representation of lending institutions has given rise to many situations where she has looked back and been able to see a successful result for her clients as a direct consequence of her involvement and direction in the matter. Those cases – involving matters as disparate as attachment of funds, to wading through a complex set of facts and circumstances – are the reason that her legal career has been so gratifying.  

Elizabeth is currently on the Public Art Commission and the board of the Arts Based School and the Creative Connection Campaign for Senior Services.  She previously served on the board of the Sawtooth Center for Visual Arts, Brenner Children’s Hospital, Saint Paul’s Place to Stay, and the Kappa Kappa Gamma local alumni organization.  Elizabeth had also served as chair and a member of the Bankruptcy Section of the North Carolina Bar Association and was a Vice President of the North Carolina Bar Association Board of Governors.

Born in Colorado Springs, Elizabeth attended the University of Colorado on a snow skiing scholarship which, surprisingly enough, turned out to be the main topic of discussion when interviewing for starting associate positions in Washington, D.C. after law school. She moved to North Carolina in 1980 and attended the Wake Forest Law School from 1983 to 1986. Her hobbies have included running marathons, teaching boot camp, and taking art classes.


University of Colorado (B.S., 1978)

Wake Forest University (J.D., cum laude, 1986);  Articles Editor, Wake Forest University Law Review (1985-86)

Bar & Court Admittance

1986, North Carolina

1987, District of Columbia

United States District Courts for the Eastern, Middle and Western Districts of North Carolina

Professional & Community Activities


Forsyth County Bar Association


Council member, pro bono chair, vice chair, Bankruptcy Section, North Carolina Bar Association

Chapter 7 Panel Trustee, United States Bankruptcy Court for the Middle District of North Carolina


The Best Lawyers In America ® Bankruptcy and Creditor Debtor Rights/Insolvency and Reorganization Law; Litigation - Bankruptcy (2023 Edition)

North Carolina Super Lawyers (2008)

Best Lawyers in America® Litigation-Bankruptcy (2012-2021) being recognized by her colleagues 

AV® Preeminent™ Rating, Martindale-Hubbell

Representative Experience

Represented a local Pop Warner football team in litigation regarding an opponent’s rule infraction. The resulting four-hour, packed courtroom hearing attended by numerous parents and players was one of the most interesting and fulfilling matters in her legal career.


"Title Insurance and Real Estate Transactions:  How it helps and why it is not a cure for every problem," (November 2015). Elizabeth M. Repetti and Joan M. Balderamos.

Bankruptcy Information for Real Estate Practitioners: Basics to Emerging Trends. Attorneys Title Seminar (2012)

The Bankruptcy Reform Act and the Medical Profession: How Will This Bill Affect Your Practice? : “Foreclosure: Recent Legislation,” 32nd Annual Bankruptcy Institute (NCBA 2009)(co-author)

"Aligning Your Practice With the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005," National Business Institute Seminar (2005)(co-author)

"The Bankruptcy Reform Act and the Medical Profession: How Will This Bill Affect Your Practice?", M.D. News (June 2005)

"Collateral Liquidation: Nuts and Bolts of the UCC," Branch Banking and Trust Company Special Asset Officer Meeting (2005)

"Foreclosures, Partitions, Boundary Disputes and Condemnations", Practice Before the Clerk, General Practice Section (NCBA 2003)(co-author)


"Practice Before the Clerk - Click with the Clerk," North Carolina State and Local Views from the Bench (NCBA, 2002)(co-author)

"Family Law and Real Estate Issues in Bankruptcy," Basics of Bankruptcy Seminar (1998)

"Important Code Changes Affecting Consumer Bankruptcy Practice," Eighteenth Annual Bankruptcy Law Institute (NCBA 1995)

"Real Property Foreclosure Procedures: North Carolina Foreclosure and Repossession," National Business Institute Seminar (1995)

"New Issues and Hot Topics in Chapters 7 and 13," Fifteenth Annual Bankruptcy Seminar, Middle District of North Carolina (1994) (co-author)

"Circuit Court Decisions Raise Possible Conflict With Five-Day Attorney's Fee Notice and FDCPA," 14 The Bankruptcy Lawyer 1 (November, 1992)

"U.S. Supreme Court Bankruptcy Cases Decided in 1990-91 Term," 13 The Bankruptcy Lawyer 4 (January 1992)

"Case Administration: Chapter 7," Individual & Business Bankruptcy Seminar (NCBA 1990)